We write the paper
No bank. No committee.
No bank. No committee.
We decide it here.
We lend our own money against our own cars, which means the person deciding is the person you spoke to. Rates run 5–7%, terms to 90 months, and you will have an answer the same day.
| Rate | 5–7% APR, fixed for the life of the loan |
|---|---|
| Term | 12 to 90 months — you choose |
| Deposit | $10,000 minimum, more if you like |
| Decision | Same day, by a person, in this building |
| Early settlement | Allowed at any time, no penalty |
| Credit check | Soft search first — your score is untouched |
Run the numbers
Monthly, roughly
$0
- Amount financed
- $0
- Total repaid
- $0
- Interest
- $0
An estimate, not an offer. Your real number is set when we approve you.
Apply with these figuresApply
Five minutes, no obligation, and a soft search only. If it is a no, we will tell you straight and quickly.
Rather talk it through? (540) 565-5405
Speak to the owner
Ring the shop.
You get the owner, not a call centre. We know every vehicle on the lot because we bought each one ourselves. If it suits you better, leave a number and we'll ring you back before the day is out.
(540) 565-54059:00 — 5:00 weekdays · weekends closed